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From the desk of Melissa Terry:



It's 2022 already! I can’t believe how quickly we have arrived here and the things that are changing in 2022. It was recently announced that the conforming loan limits would be increasing from a baseline of $548,250 to $647,200 in the new year. This is in part due to home prices increasing in 2021 over 18% from their 2020 levels. There are areas of FL & TN that we service that are considered high-cost areas where limits are even higher. The Key West, FL area has a new limit of $710,700. Nashville, TN and surrounding counties new limit is $694,600. See the chart below to get a breakdown of counties that have the higher limits for conventional loans. You can read the entire announcement here https://www.fhfa.gov/Media/PublicAffairs/Pages/FHFA-Announces-Conforming-Loan-Limits-for-2022.aspx and see a map of all US high-cost areas here https://www.fhfa.gov/DataTools/Tools/Pages/Conforming-Loan-Limits-Map.aspx Have questions? Please reach out to Melisa today!

Melissa Terry NMLS# 1744838 931-259-6030 Melissa@FairwayFundingGroup.com

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