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We are dedicated to helping clients achieve their financial goals through homeownership, offering knowledge, integrity, and service excellence. Whether you're looking to purchase or refinance a residential or commercial property, our licensed team is here to assist you. With licenses in Florida and Tennessee, as well as the ability to serve clients in 40+ states with Edge Home Finance, we provide comprehensive mortgage solutions. Contact us today to learn more about how we can help you on your homeownership journey.


keyword - Brandon Terry, 1st Family Mortgage Company

Brandon Terry

Mortgage Loan Officer
NMLS# 1195825

Brandon Terry is an experienced loan officer based in Lakewood Ranch, Florida. Originally from McMinnville, Tennessee, Brandon has been serving the Sarasota area since 2012. Driven by a passion for helping others, Brandon finds fulfillment in guiding clients through their most important financial decisions. As a loan officer, he understands the significance of homeownership and strives to provide personalized solutions that meet the unique needs of each client.


When he's not assisting clients, Brandon enjoys pursuing his hobbies. He loves staying active through running and enjoys exploring new destinations through travel. As a lifelong pro-wrestling fan, he also finds joy in all things wrestling related. With nearly a decade of experience in the mortgage industry, Brandon Terry is dedicated to providing exceptional service and helping clients achieve their homeownership dreams. His commitment, expertise, and genuine care for his clients make him a trusted resource in the Sarasota community.

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Melissa Terry

Mortgage Loan Officer
NMLS# 1744838

Melissa Terry, a seasoned loan officer, has been serving clients since 2019. Originally from McMinnville, TN, Melissa has split her time between Tennessee and Florida since 2017.


When she's not crunching numbers and securing dream homes for her clients, Melissa enjoys exploring new destinations through travel, immersing herself in captivating books, basking in the sun on beautiful beaches, and embarking on invigorating hikes. Here's a little secret about Melissa: She was extremely shy during her early years. However, she made a conscious effort to push herself out of her comfort zone and overcome her shyness. This personal growth journey has shaped her into an empathetic and understanding loan officer who is passionate about helping families achieve their dreams.


As a self-proclaimed "Numbers Nerd," Melissa thrives on the challenge of figuring out the best financing options to go with a loan. She finds immense joy in guiding families on their path to homeownership and helping them secure the keys to their dream homes. If you're seeking a loan officer who combines expertise, compassion, and a love for numbers, Melissa Terry is here to assist you. Reach out to her today and embark on your journey to homeownership with confidence and enthusiasm.

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Cassie White

Mortgage Loan Officer
NMLS# 2070079

Cassie White, a dedicated loan officer, from the charming town of Livingston, TN. Since 2012, she has been fortunate to call sunny Sarasota, FL, her home. When she's not assisting clients, Cassie enjoys immersing herself in the beauty of nature. You can often find her kayaking along the serene waters, spending quality time with her beloved dog Chief, exploring the area on her bike, or simply relaxing on the stunning local beaches. Here's a little secret about Cassie: When she grows up, she dreams of owning her own coffee shop. She has a passion for creating welcoming environments and serving up delicious cups of joe to her community.   


As a loan officer, Cassie finds immense fulfillment in helping families achieve their goal of homeownership. Guiding them through the mortgage process and witnessing the joy of new homeowners is her favorite part of the job. Her dedication, expertise, and genuine care for her clients make her a trusted partner throughout their homeownership journey. If you're ready to embark on the path to homeownership or have any mortgage-related needs, Cassie White is here to assist you. Reach out to her today and experience the personalized service and support that will turn your homeownership dreams into a reality.


Melissa Brady

Mortgage Loan Officer
NMLS# 1216471

Melissa Brady brings an impressive 32 years of experience in the financial industry, catering to clients ranging from low to moderate income levels to affluent individuals. As a seasoned loan officer, Melissa has dedicated her career to helping clients locally find the best lending options for both personal and business needs.


She has also developed a financial literacy program that empowers individuals to build credit, savings, and make informed financial decisions. Community service has been a significant passion of Melissa's throughout her career. Her commitment to giving back led her to be accepted into the prestigious 2023/2024 Leadership Manatee class, where she continues to cultivate her leadership skills and make a positive impact in the community.


Melissa is a proud mother of three wonderful children, Taylor, Rebekah, and Natalie, all of whom have inherited her passion for community involvement and leadership. However, it's Rebekah's dog, Nylah, rescued from the Sarasota Humane Society, who holds a special place in Melissa's heart as her favorite furry family member. With Melissa's extensive industry knowledge, commitment to financial literacy, community engagement, and dedication to her clients, she is a loan officer you can trust to guide you through your financial journey with expertise and care.


Karelia Santana

Mortgage Loan Officer
NMLS# 2547505

Karelia Santana, a mortgage loan officer from Cape Coral, Florida, is a dedicated professional who is fluent in both English and Spanish. Licensed in 2023, Karelia brings her expertise as a tax specialist to the mortgage industry.


Her background allows her to provide comprehensive financial guidance to clients, ensuring they make informed decisions that align with their goals. With Karelia by your side, you can trust that you're working with a top professional who understands the intricacies of the market. She is committed to exceeding your expectations by providing quick and accurate financial advice tailored to your unique needs. Karelia's knowledge and experience enable her to navigate the ever-changing market conditions and explore the diverse financing options available to you.


Karelia's ultimate goal is to ensure that you make the right choice for you and your family. She is dedicated to providing mortgage services that exceed your expectations. You can rely on Karelia for personalized service, expert advice, and a seamless mortgage experience. Whether you're buying, selling, refinancing, or building your dream home, Karelia Santana is here to guide you every step of the way. Contact her today, and let her expertise and commitment to excellence help you achieve your homeownership dreams.



Applying for Your New Home Loan or Refinancing Your Current Mortgage Has Never Been Easier! With Our Quick Online Application, You Can Take the First Step Towards Homeownership or Refinancing with Confidence And Apply In Minutes.


Simply Click on the Link Below to and Get the Pre-Qualification Process Started in No Time. If You Have Any Questions or Need Assistance, Our Dedicated Team Members are Ready to Help. 

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Christina C.

"There are some people you meet in the world and you just know immediately that they are "solid as a rock". Brandon and his team took care of my refi and it was so easy ...... Brandon made it feel like I was having a luxury spa treatment instead of getting a loan. I strongly recommend Brandon and his team for any home refinance or loans. You can trust Brandon!"

Jennifer B.

"I cannot recommend Melissa and her team more! As a first time home buyer, finding a broker that was knowledgeable, patient, and willing to fight for my best interests were my top priorities. The Terry Mortgage team nailed it on all points! I was not shy to ask questions, review documentation, ask for numbers, etc. and the team was always there for whatever I needed. The home buying process can be stressful, but I felt that I was truly being cared for and treated with respect and compassion from start to finish. I was overall very pleased with my experience, and will not hesitate to work with the team again in the future!

Maria B.

"I've used Brandon 4 times to purchase property. He and his team make a tedious process seamless and easy. Even when I've asked him to work miracles, Brandon has found a way to make it happen. I've referred so many friends and family and recommend you use him too!"

For more client testimonies, be sure to check out our 5 star Google and Facebook reviews.

keyword - Brandon Terry, 1st Family Mortgage Company


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Call Direct (941) 445-2332


9040 Town Center Parkway

Lakewood Ranch, FL 34202

Corporate address:

Edge Home Finance

5868 Baker Road

Minnetonka, MN 55345

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